Unlock the value in your home without changing your main mortgage.
A second charge mortgage (sometimes called a secured loan) allows you to borrow money against the equity in your home while keeping your existing mortgage in place. It’s a flexible way to raise funds without remortgaging — which can be useful if you’re tied into a fixed rate, have early repayment charges, or if remortgaging isn’t the most cost-effective option.
How we help
We guide you through lender requirements, explain your options clearly, and ensure the product you choose aligns with your long-term financial plans.
Key benefits
- Raise funds without remortgaging
- Competitive rates through specialist lenders
- Flexible uses: improvements, investments, or consolidation
- Clear advice on risks and repayment
Make your home’s value work harder, explore second charge options with us.
Unlock flexible funding without changing your main mortgage, ideal for home improvements, investments, or consolidating debts.