Tailored development
finance solutions for
property projects
Whether you're building from the ground up or converting a commercial property into residential units, development finance can be the key to unlocking your project's potential. As a specialist finance broker in the UK, we source flexible, structured funding solutions that work for both experienced developers and first-time builders.
What is development finance?
Development finance is a short-term funding facility used to finance residential, commercial or mixed-use property development projects.
It typically covers:
- Land purchase
- Construction costs
- Professional fees and contingency
- Interest rolled into the loan
- Funds are released in stages (“drawdowns”) after surveyor sign-off
- Ground-up residential or commercial builds
- Heavy refurbishment and conversions
- Multi-unit developments or single dwellings
- Mixed-use and permitted development projects
- Exit bridging loans (extra time to sell or refinance)
How we can help
As a specialist broker, we work with a panel of mainstream, challenger, and private lenders, many of whom are not accessible directly to borrowers. Our job is to:
- Understand your project, cashflow, and exit strategy
- Match you with the most suitable lender for your project
- Present your application in the strongest light
- Negotiate competitive terms, including interest rates, fees, and leverage
- Coordinate with surveyors, solicitors, and lenders to ensure a smooth process
We can assist with first-time development projects as well as experienced developers scaling up.
Case Study: Residential Development in Kent
Client:
First-time developer
Property:
Two 3-bed semi-detached homes on a vacant plot
Land Value:
£180,000
Build Costs:
£290,000
Gross Development Value (GDV):
£720,000
What We Arranged:
- Development finance facility of £430,000 (to cover land and 100% of build costs)
- Interest rolled up
- 12-month term with option to extend
- LTGDV: 60%
- Exit strategy: Sale of both units
Result:
The client sold both units within 10 months, repaid the facility, and cleared over £120,000 in net profit after finance costs..
Frequently asked questions
Let’s build something together
If you're planning a development project and need tailored finance, we're here to help. We offer:
Fast, honest advice from experienced brokers
Access to exclusive lenders and private funders
Help packaging your proposal and cashflow forecasts
Ongoing support from oƯer through to project completion
Get in touch today for a free, no-obligation consultation.