Helping you move with
confidence and the
right mortgage
Whether you’re upsizing, downsizing, or relocating, moving home can be one of the most exciting, and stressful, financial decisions you make. At Autumn Money, we make the process smoother by helping you secure the right mortgage, tailored to your personal and financial situation.
We’ll guide you every step of the way, from understanding your borrowing power to getting your new keys.
What Is a home mover mortgage?
A home mover mortgage is for individuals or families who already own a property and are looking to move to a new one. This could involve:
- Porting your existing mortgage to a new property
- Switching to a completely new mortgage product or lender
- Borrowing more to buy a bigger home
- Reducing your loan if downsizing
We assess your current mortgage, equity position, income, and future goals to source the most suitable mortgage solution for your move.
How we can help
As an experienced mortgage broker, we offer expert support and scan the market to help you access exclusive deals from high street banks, building societies, and specialist lenders. We help you:
- Understand what you can afford before you list your property
- Review and compare porting vs remortgaging options
- Secure decisions in principle (DIPs) quickly
- Coordinate the mortgage process with your estate agent and solicitor
- Navigate complexities like self-employment, variable income, or credit history
We tailor our recommendations to your situation, whether you're moving due to family changes, schools, work relocation or simply upgrading your space.
UK Case Study: Upsizing to a Family Home in Surrey
Client:
Married couple with two children
Property:
£380,000
Outstanding Mortgage:
£200,000
New Property:
£550,000
Equity Used:
£180,000
Additional Borrowing Required:
£190,000
What We Arranged:
- New 5-year fixed rate mortgage at 4.65%
- 35-year repayment term to keep monthly payments manageable
- Product transfer with existing lender was more expensive, we sourced a better deal with a new lender
- Full application approved and offered within 10 working days
Result:
Smooth transition with affordable monthly payments and zero early repayment charges on their new deal.
Frequently asked questions
Make your move
Moving home is a big deal, don’t leave your mortgage to chance. With our help, you’ll get expert advice and support from start to finish. We’ll:
Explain all your mortgage options clearly
Find the most competitive and flexible deal
Take the stress out of the application process
Liaise with agents, solicitors, and lenders on your behalf
Contact us today to get started with a free, no-obligation consultation.